Cover Eligibility

Insurance

Decide whether an applicant can be offered cover based on age, risk score, and claims history.

Policy rule

A **applicant** is eligible for cover
  if §applicant.age is valid
  and §applicant.risk is valid
  and §applicant.history is valid.

applicant.age. A **applicant** passes age_check
  if the __age__ of the **applicant** is greater than or equal to 18
  and the __age__ of the **applicant** is less than or equal to 70.

applicant.risk. A **applicant** passes risk_check
  if the __risk_score__ of the **applicant** is less than 72
  and the __occupation_class__ of the **applicant** is in ["A", "B", "C"].

applicant.history. A **applicant** passes history_check
  if the __claims_last_3_years__ of the **applicant** is less than 3
  and the __cancelled_for_fraud__ of the **applicant** is equal to false.

Run it

Change the policy or the input and evaluate it here — no account needed.

Policy

Input

{
  "applicant": {
    "age": 34,
    "risk_score": 41,
    "occupation_class": "B",
    "claims_last_3_years": 1,
    "cancelled_for_fraud": false
  }
}

Try:

Input schema

{
  "properties": {
    "applicant": {
      "properties": {
        "age": {
          "type": "number"
        },
        "risk_score": {
          "type": "number"
        },
        "occupation_class": {
          "type": "string"
        },
        "claims_last_3_years": {
          "type": "number"
        },
        "cancelled_for_fraud": {
          "type": "boolean"
        }
      },
      "required": [
        "age",
        "risk_score",
        "occupation_class",
        "claims_last_3_years",
        "cancelled_for_fraud"
      ],
      "type": "object"
    }
  },
  "required": [
    "applicant"
  ],
  "title": "Applicant Model",
  "type": "object"
}

Test cases

Standard applicant

Expect pass

{
  "applicant": {
    "age": 34,
    "risk_score": 41,
    "occupation_class": "B",
    "claims_last_3_years": 1,
    "cancelled_for_fraud": false
  }
}

Risk score too high

Expect fail

{
  "applicant": {
    "age": 34,
    "risk_score": 84,
    "occupation_class": "B",
    "claims_last_3_years": 1,
    "cancelled_for_fraud": false
  }
}

Integration

Execute this policy from your app using one of the official SDKs.

import { ExecutionClient } from "@policies2/sdk";

const client = new ExecutionClient({
	apiKey: process.env.POLICY_API_KEY!,
	transport: { kind: "rest", baseUrl: "https://api.policy2.net" },
});

const result = await client.executePolicy({
	id: "your-policy-id", // replace with your published policy ID
	reference: "base",
	data: {
		"applicant": {
			"age": 34,
			"risk_score": 41,
			"occupation_class": "B",
			"claims_last_3_years": 1,
			"cancelled_for_fraud": false
		}
	},
});

if (result.result) {
	console.log("policy matched");
} else {
	console.log("policy did not match");
}

Ready to version this policy and wire it into a flow?

Open in editor