Insurance

Underwriting rules your underwriters can read.

Eligibility and auto-settlement rules kept out of the claims monolith, versioned, and explainable per decision.

Underwriting appetite changes faster than the release train

Auto-settlement thresholds are a magic number in a handler class

Disputed claims need a human to reconstruct the decision by hand

Cover Eligibility

Decide whether an applicant can be offered cover based on age, risk score, and claims history.

A **applicant** is eligible for cover
  if §applicant.age is valid
  and §applicant.risk is valid
  and §applicant.history is valid.

applicant.age. A **applicant** passes age_check
  if the __age__ of the **applicant** is greater than or equal to 18
  and the __age__ of the **applicant** is less than or equal to 70.

applicant.risk. A **applicant** passes risk_check
  if the __risk_score__ of the **applicant** is less than 72
  and the __occupation_class__ of the **applicant** is in ["A", "B", "C"].

applicant.history. A **applicant** passes history_check
  if the __claims_last_3_years__ of the **applicant** is less than 3
  and the __cancelled_for_fraud__ of the **applicant** is equal to false.

Run it yourself

Change the policy, change the input, evaluate. The same engine your application would call.

Policy

Input

{
  "applicant": {
    "age": 34,
    "risk_score": 41,
    "occupation_class": "B",
    "claims_last_3_years": 1,
    "cancelled_for_fraud": false
  }
}

Try:

More insurance policies

Claim Auto-Approval

Insurance

Settle a small claim without a handler when the policy is active, the claim is recent, and documents are verified.

Age Verification

Compliance

Verify that a user meets the minimum age requirement and is in an allowed region.

Transaction Fraud Flag

Finance

Flag a transaction when the amount is unusually high and the location does not match the account.

We will implement your first policy with you.

Send us a rule you currently keep in application code and we will show you what it looks like as a versioned, traceable policy.

Talk to us